PermitClear Appraisals prepares building department–ready valuations for the FEMA 50% Rule, Substantial Improvement, Substantial Damage, and Structure-Only determinations.
Cost of improvement vs. market value threshold
When improvement cost exceeds 50% of a structure's market value, the property must be brought into full flood-compliance. Our appraisals establish that market value figure for your building department.
Illustrative example — every determination is property-specific
Submit your property information and we'll contact you with pricing and availability — no need to read further to get started.
Need to share more detail? Use the full property form instead.
Six report types. One specialty. Every report is built for submission to a Florida building department.
Comprehensive valuations prepared specifically for FEMA floodplain compliance requirements.
Market value determinations that establish whether improvement or repair costs trigger full compliance.
Pre-renovation valuations that support permit applications for planned structural improvements.
Post-storm and post-flood valuations required by building departments after a damage event.
Building value isolated from land value — the figure most building departments require.
Depreciated replacement-cost valuations used in insurance and compliance determinations.
Florida building departments enforce the FEMA 50% Rule on any property in a Special Flood Hazard Area. If the cost of improvement or repair reaches 50% of the structure's market value, the entire building must be brought up to current flood-elevation standards.
Five steps from request to a building department–ready report.
Submit your property details. Takes under a minute.
We confirm scope and set an inspection date that fits your timeline.
A licensed appraiser inspects the property and documents the structure.
You receive a professional, permit-ready appraisal report.
Your report is formatted for direct submission to the building department.
Not just homeowners — the professionals who move South Florida permits forward.
Serving Miami-Dade, Broward & Palm Beach Counties — South Florida's flood-designated communities.
FEMA 50% Rule and Substantial Improvement appraisals mapped to Miami-Dade building department requirements.
View Miami-Dade coverage →FEMA appraisals for Broward County properties in Special Flood Hazard Areas.
View Broward County coverage →Structure-only and substantial damage valuations throughout Palm Beach County.
Request a Palm Beach quote →Clear, practical guides for homeowners, contractors, architects, engineers, and permit professionals navigating Florida's FEMA 50% Rule and appraisal process.
Learn how the 50% Rule works, how structure market value is established, which project costs generally count, why land is excluded, and what happens when a project reaches the substantial-improvement or substantial-damage threshold.
Read the Complete GuideSubmit your property information and receive a clear, itemized quote for your FEMA appraisal — without unnecessary intake steps or delays.
Our reports are prepared to satisfy municipal building department requirements throughout South Florida by a licensed Florida appraiser experienced in FEMA compliance valuations.
Quotes are typically provided the same business day.
Straight answers on pricing, timelines, and what a FEMA appraisal requires.
Pricing depends on the complexity, size, and location of the property. Submit your address through our form to get a transparent, itemized quote the same business day.
Once the inspection is complete, report turnaround is typically a few business days. Expedited scheduling is available for approaching permit deadlines.
Yes. For additional appraisal services beyond our FEMA appraisal specialty, please contact us to discuss your specific appraisal needs.
No. We prepare the appraisal report your building department requires. Permit filing and expediting is handled by your contractor, architect, or permit expediter.
We serve Miami-Dade, Broward, and Palm Beach Counties, with reports mapped to each county's specific building department guidelines.
A Structure-Only appraisal isolates the building's value from the land it sits on — the figure most South Florida building departments require for 50% Rule determinations.
Just your contact information and the property address to generate a quote. Existing plans, surveys, or building department letters can speed up the process once you proceed.
Our reports are prepared specifically for building department submission and formatted to satisfy FEMA 50% Rule documentation requirements across our service counties.
Same-day quotes. Building department–ready reports. South Florida's FEMA appraisal specialists.